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Golden & Cohen Principals

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today.

We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company?

Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health!

Stephanie Cohen, CEO: stephanie@golden-cohen.com
Scott Golden, CFO: scott@golden-cohen.com
Jack Cohen, COO: jack@golden-cohen.com

The Latest

E-NEWSLETTER: July 2010 News for Golden & Cohen — The Future of Medicare

By Scott Golden
Co-Owner and CFO
Scott@Golden-Cohen.com

On August 3, Agent’s Sales Journal reporter Heather Trese published an article featuring my comments about the future of Medicare.

She wrote: Some people, including Scott Golden, chief financial officer of the health benefits consulting company Golden & Cohen, predict that Medicare plans — such as original Medicare with a Part D or Med supp addition — will start to become more attractive as Medicare Advantage loses its luster.

I said: “Whenever you make one product less attractive, you’ll make the other product more attractive. So it does work to an advantage for those who work in the indemnity market.” Click here to read Heather’s entire article.

This issue is incredibly timely. In fact, back in March our monthly newsletter focused on Medicare — an important topic, especially if you or a loved one is nearing age 65. The process is complicated, and try as you might, don’t be surprised if you can’t get all the information you need to understand how to apply, what benefits you will receive, and a myriad of other questions you are likely to have. Click here for details.

Also in this issue:
• You’ll find an article by our accountant Eric Cohen, who asks, “Is it time for a Roth conversion?”
• And check out the 10th chapter in our upcoming book, “You Gotta Laugh: Life in the Trenches of the Health Insurance Business.” In this month’s insurance issue, my wife and business partner Stephanie Cohen and I explain why you need to carefully track and pay your premiums at the same time each month.

From all of us at Golden & Cohen, here’s to your good health!

Stephanie Cohen, CEO, stephanie@golden-cohen.com
Scott Golden, CFO, scott@golden-cohen.com
Jack Cohen, COO, jack@golden-cohen.com

Read more...


IN THE NEWS: Scott Golden offers thoughts on the "The End of Medicare Advantage?" in Agent's Sales Journal

August 1, 2010, Agent’s Sales Journal — Scott Golden talks about the future of Medicare in the new issue of Agent’s Sales Journal. Reporter Heather Trese wrote:

Some people, including Scott Golden, chief financial officer of the health benefits consulting company Golden & Cohen, predict that other Medicare plans — such as original Medicare with a Part D or Med supp addition — will start to become more attractive as Medicare Advantage loses its luster.

“Whenever you make one product less attractive, you’ll make the other product more attractive,” Golden said. “So it does work to an advantage for those who work in the indemnity market.”

Click here to read the entire article.

Read More...


Email Security Update

By Jack Cohen
Chief Operating Officer
jack@golden-cohen.com

Beginning July 12, 2010, we enhanced our existing e-mail security system, so you will notice a few minor changes.

We take protecting your personal information very seriously and continually explore new ways to protect your data. Additionally, new regulations have gone into effect setting stricter standards for the protection of personal information.

The new standards require encryption of all e-mails with records and files containing Personally Identifiable Information (PII). PII is any information that can be used to uniquely identify you with identity or account numbers that could be used for purposes of identity theft or fraud (such as social security, financial account or credit/debit account numbers).

Read More...


Do You Need Vacation Insurance?

By Jack Cohen
Chief Operating Officer
jack@golden-cohen.com

With summer travel upon us, I’m frequently asked this question: Is travel insurance worth the investment? The answer is simple: Yes. It is most definitely worth purchasing, mostly because domestic health insurance plans only provide emergency coverage, such as an unexpected trip to the hospital. And that’s the case only if you have the type of insurance that covers you for out-of-state medical care.

Better safe than sorry: I realize this isn’t what you’d like to be thinking about while you are planning your summer respite. Nonetheless, travel insurance gives you additional protection and usually covers hospital stays, doctor visits, emergency care, trip interruption due to unforeseen circumstances, lost luggage — and in the worst case scenario, it covers the return of mortal remains or the return of minor children in the case of a political or emergency evacuation.

Read More...


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